FAQ's

Question 1

How can I buy a holiday home in Croatia without paying the full purchase price?

Accepted Answer

Statistically, most holiday properties are used by their owners for only 8 to 10 weeks per year. Despite this limited usage, owners traditionally have to bear 100% of the costs and management effort on their own.
MYNE changes that.

Four clear reasons speak in favour of MYNE Co-Ownership:

01 | Your dream holiday home for just 1/8 of the cost
Prices for high-quality holiday homes in prime locations have risen steadily in recent years, as have ongoing operating and maintenance costs. With MYNE Co-Ownership, 2 to 8 co-owners jointly own a dream holiday property and share the acquisition and running costs according to their respective shares.

02 | A fair cost–benefit principle
On average, holiday properties are only used by their owners for around 8–10 weeks per year. For the rest of the year, they remain largely unused. This is neither economical, nor beneficial for local communities or the environment.
Co-Ownership offers a “right-sized” share of property ownership that aligns usage and costs with your actual needs.

03 | Simply arrive and enjoy
Managing a holiday home is significantly more complex than a primary residence due to distance, language barriers, and differing legal and tax systems. This year-round effort is often disproportionate to actual usage.
MYNE takes care of all operational, administrative, and maintenance tasks—so you can simply arrive and enjoy your time.

04 | A proven concept
Co-Ownership is already an established model in areas such as yachts and private aircraft. In these cases too, the high acquisition and maintenance costs rarely align with typical usage—making shared ownership a smart and proven alternative.

Question 2

Am I really an owner with Co-Ownership in Croatia?

Accepted Answer

Yes. You become an owner through a so-called share deal. This means you acquire a share in a dedicated property-holding company, which is registered as the legal owner of the property in the land registry.
By purchasing a share, you become a shareholder in this company and therefore a proportional owner of the property.

Question 3

How much does a share in a holiday property in Croatia cost?

Accepted Answer

Prices vary depending on location, property size, features, and intended usage. You can explore available properties and request detailed exposés with exact prices via our website or newsletter, or speak directly with your personal MYNE advisor.

Question 4

How do I book my stays?

Accepted Answer

At MYNE, we place great importance on ensuring that all co-owners can use their property fairly and according to their individual preferences. This is achieved through the following principles:

1. Properties designed for year-round use
All MYNE properties are located in regions with year-round infrastructure such as shops and restaurants. In addition, the properties are equipped for all-season comfort—for example with pools, saunas, fitness areas and/or fireplaces.

2. Co-owners with complementary usage preferences
MYNE brings together owners whose usage needs complement each other. For example, families with school-aged children share a property with couples without children or families whose children have already left home.

3. The MYNE reservation system – simple & fair
Among co-owners with complementary usage needs, the MYNE reservation system ensures flexible use with transparent rules and fair distribution.

Question 5

Can I sell my share again?

Accepted Answer

Yes. After a minimum holding period of 12 months, you may sell your share at any time. We are happy to support you in finding a buyer. In some cases, another co-owner may even wish to acquire your share directly.

Question 6

Who manages and maintains the property?

Accepted Answer

When you invest in a MYNE dream holiday home, you enjoy a property that is professionally managed and impeccably maintained at all times.
MYNE handles all coordination and administrative tasks—ensuring a relaxed and memorable stay.

Whether with family, friends, alone or for work, MYNE holiday homes are designed to suit your preferred use. Full service included.

Using the MYNE Owner App, you can reserve your stays and add additional services if desired. Upon arrival, your personal belongings are already in place—and your favourite wine is waiting in the fridge.
As a co-owner, you can simply sit back and enjoy.

Question 7

How are running costs divided?

Accepted Answer

Monthly costs for operating and maintaining the property are shared among all owners. To ensure transparency and fairness, MYNE prepares a business plan for each property, forecasting expected costs, which is then approved by the co-owners.

The monthly costs are divided into three categories:

1. Usage-based costs (allocated according to usage), e.g.:
- Electricity, water, heating
- Cleaning
- Laundry packages

2. Fixed costs (allocated according to ownership share), e.g.:
- Insurance
- Maintenance and upkeep (e.g. pool and garden maintenance)
- Maintenance reserve (for property and inventory)
- Administrative costs of the property-holding company (e.g. bookkeeping)

3. MYNE service fee (fixed per share):
- Professional, value-oriented property management
- Coordination among co-owners
- Coordination of external service providers
- MYNE Owner Service

Question 8

Can I rent out the property when I’m not there?

Accepted Answer

Your share is your property. You may decide whether to use your allocated time yourself or make it available for rental—provided that other co-owners are not disadvantaged and the property holds the required rental licence.

You may allow friends or family to stay without being present yourself. Whether you charge them is entirely up to you.
Renting to third parties is handled by MYNE as part of a professional rental process.

Co-own your holiday home in Croatia for a fraction of the cost, incl. 5-star service

Co-own your holiday home in Croatia for a fraction of the cost